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Terms and Conditions

These terms describe the general conditions for using TimeSphere calculators and educational content.

By using TimeSphere, you agree to use the website lawfully and to understand the limitations of its tools. We may update pages, features or these terms as the website changes.

Educational use only

Calculators and articles provide general estimates and explanations. They are not personalised financial, investment, legal, accounting or tax advice, and they do not establish a professional relationship. You are responsible for checking inputs and independently verifying results before making decisions.

Accuracy and availability

We aim to make the website useful, but do not guarantee that every calculation, explanation, rate assumption or link will always be complete, current or error-free. Product terms, market conditions and laws can change. We may modify or discontinue features without notice.

Third-party information

External links are provided for convenience and do not mean that TimeSphere endorses every statement or service on those websites. Third-party websites operate under their own terms and policies.

Acceptable use

Do not attempt to disrupt the website, interfere with its security, misuse forms or automated features, or use the website for unlawful activity. Do not rely on a calculator as the sole basis for a high-impact financial or tax decision.

Limitation

To the extent permitted by applicable law, TimeSphere is not responsible for decisions made solely on the basis of an estimate or general educational article. Nothing in these terms excludes rights or obligations that cannot lawfully be excluded.

Contact

Questions about these terms can be sent to contact@timessphere.com.

These terms are a general website template and should be reviewed for your jurisdiction and actual business practices.